Use ELSS (Mutual Funds) under Section 80C to save tax while earning equity returns. In 2026, focus on the ₹1.25 lakh tax-free limit for long-term gains.
Retirement & Child Plans
These focus on a 15–20 year horizon. For retirement, use a mix of Equity SIPs and NPS. For a child’s future, high-growth diversified funds ensure the corpus beats education inflation.