Category "High risk"

Save up to ₹1.5L under Section 80C (Life/Term) and ₹75k under Section 80D (Health).

Comprehensive Motor Insurance covers theft and damage, while Travel Insurance is vital for medical emergencies and trip cancellations abroad.

Protects your savings from medical inflation. Use Critical Illness riders for lump-sum payouts upon major diagnoses.

Term Insurance is essential for high-cover protection at low costs. Life Insurance adds a savings element for long-term goals.

FDs provide guaranteed safety up to ₹5L. Bonds and NCDs offer higher interest (9–11%) by lending to corporations or the government.

A Demat Account is your digital locker for all securities. Portfolio Management (PMS) offers expert handling for large investments (₹50L+).

Equity and IPOs offer long-term ownership, while Commodities and F&O (Futures & Options) provide high-leverage trading for short-term gains.